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Smart Money Guide

Practical personal finance advice - budgeting, saving, investing, and money management tips to help you grow wealth and make smarter financial decisions.

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In 2026 central bank digital currencies (CBDCs) are no longer theoretical — they're a force reshaping intraday liquidity, settlement design, and risk playbooks. This analysis lays out the advanced strategies treasury teams and market infra architects must adopt now.

Dr. Elena Marquez10 min read2025-12-29CBDC6322
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